Florida seller net proceeds

Know your number before you list.

See what you would actually walk away with from your Florida home sale. Doc stamps, owner's title insurance and property tax proration, worked out for your county.

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Live estimate Broward · Single-family

Try it: a live net proceeds estimate

$500,000

Estimated net proceeds

$214,122

About 42.8% of the sale price

  • Agent compensation (5%)−$25,000
  • Doc stamps on the deed−$3,500
  • Tax proration (316 days)−$6,483
  • Title and closing fees−$895
Use these numbers

Example: Broward County, closing November 13, 2026, last year's tax bill $7,800, 5% total agent compensation. Compensation is negotiable.

Built for Florida's rules, county by county · doc stamps and title customs for 18 counties

The calculator

Your Florida net sheet in four steps

Enter what you know. We work out Florida's doc stamps, title insurance, county customs and tax proration, and show you every line.

Your property Example values

Location matters: Florida doc stamps, title insurance, and who pays for what change by county.

Sets the doc stamp rules and who customarily pays for title.
Gross amount on your county tax bill.
Nothing is saved while you calculate
Secure calculation No Social Security number No bank information Nothing stored unless you ask

The math, line by line

Where your $500,000 goes

Follow one real Florida sale as it comes apart: our example seller's Broward County single-family home, a $250,000 mortgage payoff, 5% agent compensation, closing November 13, 2026.

You keep

$214,122

of a $500,000 sale price

  1. Mortgage payoffPaid to your lender at closing−$250,000
  2. Agent compensation5% of the price in this example, negotiable−$25,000
  3. Doc stamps on the deed$0.70 per $100 of the price−$3,500
  4. Title and closing feesSettlement, lien search, recording. The buyer pays the owner's title policy here.−$895
  5. Property tax proration316 days credited to the buyer−$6,483
  6. You keep42.8% of the sale price$214,122

Every number comes from the same engine as the calculator. Run your own numbers.

What makes it precise

Florida closing math, not a rule of thumb

Most calculators guess a flat percentage for costs. We work each Florida line out the way a closing does, and show you the result.

Doc stamps, including Miami-Dade rules

Florida's documentary stamp tax on the deed, rounded up to the next $100 of the price, at the right rate for your county and property type.

$0.70 per $100Every county except Miami-Dade
$0.60 per $100Miami-Dade single-family homes
$1.05 per $100Miami-Dade other property ($0.60 plus a $0.45 surtax)
On a $500,000 Broward sale$3,500 in stamps

Promulgated title rates

Owner's title insurance at the rates Florida sets by rule, band by band.

  • First $100K$5.75 per $1,000
  • $100K to $1M$5.00 per $1,000
  • $1M to $5M$2.50 per $1,000
  • $5M to $10M$2.25 per $1,000
  • Over $10M$2.00 per $1,000
Policy on $500,000$2,575

County title customs

Who customarily pays the owner's title policy changes by county. We start with yours, and you can switch it.

Broward Miami-Dade Palm Beach Collier Sarasota Brevard Charlotte Duval Hillsborough Lee Manatee Orange Osceola Pinellas Polk Seminole St. Johns Volusia
Buyer customarily paysSeller customarily pays

Tax proration to the day

Florida property taxes are paid in arrears, so you credit the buyer from January 1 through the day before closing.

Closing Nov 13: 316 days, $6,483 credited

Three-price scenarios

See your net 5% below and 5% above your price, before you pick a list price.

A PDF net sheet, free with an account

Create a free account to download a clean, printable net sheet with every line. We email you a copy, and it waits in My Net Sheets for next time.

Private by default

Nothing is stored unless you ask. Your numbers stay in your browser while you calculate.

  • No Social Security number, no bank information, ever
  • A free account keeps your sheets in My Net Sheets and shares nothing with agents
  • Only a seller review request goes to one licensed professional, with your consent

How it works

From address to net sheet in a few minutes

Tell us about the home

Address, county, property type, price and closing date. The county sets the doc stamp rules and the title custom.

Add what you owe and what you'll pay

Payoffs, liens, agent compensation, concessions and repairs. We calculate the Florida taxes and fees.

See your net, line by line

Your estimated proceeds, every line item and three price scenarios. Create a free account for the full PDF.

Start with my address

For real estate professionals

Connect with homeowners thinking about selling

Receive seller inquiries with the property, estimated proceeds, and selling timeframe already filled in. Choose your market and lead preferences.

  • Your counties. Leads only from the Florida markets you choose.
  • Consent on record. Every seller checked a box asking to be contacted, and we keep the exact wording.
  • The math comes with it. Each lead arrives with the seller's estimated net and timeframe.
See how it works for agents Apply for your market
Sample
New seller leadExample request
Seller
Phone and email
Property
Fort Lauderdale, FL 33316
County and type
Broward · Single-family home
Est. sale price
$500,000
Mortgage and liens
$250,000
Estimated net
$214,122
Timeframe
1 to 3 months
Wants pricing help
Yes

Consent to contact: yes, time stamped with the exact wording

The formula

How seller net proceeds are calculated

Your net proceeds are what's left from the sale price after every loan is paid off and every cost of selling is covered.

In Florida, the main closing costs a seller sees are:

  • Documentary stamp tax on the deed: $0.70 per $100 of the price in most counties. Miami-Dade uses $0.60 per $100 for single-family homes, plus a $0.45 surtax on other property types.
  • Owner's title insurance: set by state-promulgated rates. Whether the buyer or seller pays depends on county custom and your contract.
  • Property tax proration: Florida taxes are paid in arrears, so the seller credits the buyer for January 1 through the day before closing.
  • Settlement, title search, lien search and recording fees, plus an estoppel certificate if there's an HOA or condo association.

FAQ

Questions sellers ask

Why is this an estimate and not my final number?

Your final figures come from the settlement statement your title company or closing attorney prepares. Payoff interest, exact tax amounts, and negotiated credits all move the number.

Is there a standard real estate commission?

No. Compensation is negotiable and set in your listing agreement. Enter the rate you expect to pay.

Do I have to pay the buyer's agent?

Not necessarily. Since August 2024, buyer-agent compensation is negotiated separately. Some sellers offer it to attract buyers; others don't.

Who pays for the owner's title insurance in Florida?

It depends on county custom and your contract. In Broward, Miami-Dade, Collier and Sarasota the buyer customarily pays; in the other counties we cover the seller usually does. The calculator starts with your county's custom and lets you change it.

How are Florida doc stamps on the deed calculated?

$0.70 per $100 of the sale price, rounded up to the next $100, in every county except Miami-Dade. Miami-Dade charges $0.60 per $100 on single-family homes and $1.05 per $100 on other property ($0.60 plus a $0.45 surtax).

What information should I never enter?

Never enter your Social Security number, bank account numbers, or passwords. SellersNetPay never asks for them.

What happens to my information?

Your calculation stays on your screen unless you create a free account to get your PDF, or ask for a seller review. Creating an account shares nothing with real estate professionals. A seller review request is shared with one licensed professional, as described in our privacy policy.

Is SellersNetPay a real estate brokerage?

No. SellersNetPay is an independent technology platform and is not a real estate brokerage, title company, mortgage company, or law firm. If you ask for a seller review, we connect you with a licensed real estate professional.

Your number, before you sign anything.

Free, private and built on Florida closing costs. It takes a few minutes, with no Social Security number or bank details.

Calculate my net For professionals